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Member Information - Key Indicators

Performance of SCARDBs

The working performance of SCARDBs their financial position including advances and recovery during last five years from 2017-18 to 2021-22 is given in the accompanying table.

Performance of SCARDBs in (₹ Lakhs)

Sr. No.	Particulars	2017-18	2018-19	2019-20	2020-21	2021-22
1.	Membership at Ultimate Borrowers’ Level (as on 31 March) (Number in ‘000)	13299	13448	12155	12166	12638
2.	Net Worth at apex Bank Level	4236.47	3861.50	4025.26	4127.85	NA
3.	Borrowings during the year	10589.40	3513.21	4326.66	8561.20	3303.62
4.	Borrowings Outstanding at Apex Bank Level (as on 31 March)	14386.14	14871.10	13373.53	12875.41	13337.10
5.	Advances during the year at Ultimate Borrowers’ Level	4500.93	4365.89	4715.33	5402.90	5440.44
6.	Loans Outstanding at Apex Bank Level (as on 31 March)	20604.71	20633.36	20594.69	20814.98	21341.06
7.	Recovery Performance at Ultimate Borrowers’ Level (%) (as on 30 June)	43.13	38.59	38.44	39.62	36.67
8.	Profit/Loss during the year	73.77	123.92	251.54	166.22	89.30
9.	Undistributed Profit/Accumulated Loss (as on 31 March)	-503.33	-677.93	-548.68	-518.05	-581.28

Note- : NA denote Not Available -->

Growth of Long-Term Cooperative Credit Structure as on 31 March 2022 (₹ Lakhs)

Sr. No.	Particulars	During the year
Sr. No.	Particulars	2020-21	2021-22
1.	No. of SCARDBs
	i Fully Functional	13	13
	ii Others	3	3
2.	Network of outlets
	i Branches of SCARDBs	656	653
	ii PCARDBs and its branches	1,092	1,091
	TOTAL	1,748	1,744
3.	Membership of individuals	1,09,82,220	1,10,84,964
4.	Borrowing Membership	65,66,635	65,30,812
5.	Loans Outstanding	20,81,497.73	21,34,106.41
6.	Loans Disbursed	4,99,083.46	5,44,043.45
7.	Borrowings Outstanding	13,20,367.96	13,33,709.45
8.	Deposit Outstanding	2,39,550.92	2,25,766.82
9.	Loan Recovery Position
	As on 31 March	2020-21	2021-22
	i Demand	14,11,480.76	16,02,771.42
	ii Recovery	5,77,035.11	5,87,656.46
	iii Recovery %	40.88	36.67
10.	Amount of Profit	17,956.48	15,592.46
	In Profit (no. of banks)	11	9
11.	Amount of Losses	1,480.32	6,662.79
	In Loss (no. of banks)	2	4
12.	Staff Position
	i SCARDB Level (Apex)	4,367	4,219
	ii PCARDB level (Ground)	4,449	4,297
	TOTAL	8,816	8,516

Sr. No.	Particulars	2020-21
1.	No. of SCARDBs
	- Fully Functional	13
	- Others	3
2.	Network of Outlets (in No)
	- Branches of SCARDBs	672
	- PCARDBs and its branches	1,065
3.	Membership of Individuals (in Nos)
	- Borrowing Members	33,49,457
	- Non-borrowing Members	54,72,371
4	Loans Outstanding	20,92,661.93
5	Loans Disbursed	4,98,873.51
6	Borrowings Outstanding	12,89,379.24
7	Deposit Outstanding	2,23,887.29